Motor
Insurance UK- FAQ
1.
Which company do motor insurance UK represent?
2.
Do you only provide information and links for motor
insurance?
3.
What factors Affect My Car Insurance Costs?
4.
I own a website, can i link to yours?
Which
company do motor insurance UK represent?
Motor
insurance UK are an independent web site. We are not tied to any
one company, but provide information and links to the best range
of companies on the Internet for all types of UK insurance. Our
advice is completely free and impartial.
We
currently deal with a number of brokers and companies. Many of
the brokers in tun will search through a number of companies to
get you the best quote. Quotline
direct, for example, will search over 450 companies to give
you the best car insurance quote.
Do
you only provide information and links for motor insurance?
No.
Although we provide information for car and motor insurance, we
aim to provide help in getting good prices on all types of insurance
within the UK, online. At the moment, we cover : car insurance,
bike insurance, pet insurance, commercial vehicle insurance, travel
insurance, health insurance, and breakdown and recovery insurance.
What
factors Affect My Car Insurance Costs?
Car
insurance quotes vary quite a lot from broker to broker and from
company to company. Each company will evaluate you according to
how high a risk you are for them to insure, however, they will
use slightly different techniques to do this. However, they normally
consider: Age, Sex, Vehicle Insurance Group, Type of Insurance
(3rd part, Fire & Theft, Comprehensive), your Postcode, Whether
the vehicle is garaged, Whether it has been modified, if there
is an alarm or immobiliser fitted.
An
ideal situation would be to have a low performance vehicle with
a low insurance group (e.g. Vauxhall Corsa 1.2 or Ford fiesta
1.1), owned by a driver with a full no claims bonus who lives
in a low crime area and keeps the car in a garage at night, with
an immobilser, etc.,etc.
You
may find that the company will offer you the opportunity to pay
a higher excess to reduce you annual premium. In the event of
an accident, this is the amount of the claim you will have to
pay before the company pays.
I
own a website, can i link to yours?
We
operate a reciprocal link-swap scheme. Click
here for details.
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